ESL
ESL Federal Credit Union Loan Solution
ESL Membership is Required
- Personal Loan product with same-day or next-day funding to an ESL account possible
- Five-year term recommended, but term can be flexible
- Interest rates will be between 7.95% and 9.95%
- Payments deferred for the first 90 days
- No pre-payment penalties
- Applications taken for any amount, $1,000 and up, but ESL will consider larger loan amounts ($25,000, $50,000, etc.)
- ESL willing to accept applications for smaller amounts, but if you need additional dollars you can apply for additional funds
- Underwriting guidelines will apply. However, understanding your story will be a big help in making the loan decision
Contact Us
ESL is ready to work with you now. Call any of us to help.
Maria Febbraio, Branch Manager
Ridgeway Branch – 2480 Ridgeway Avenue, Rochester, NY 14626
Direct Phone Number – (585) 336-5760
Email – mfebbraio@esl.org
Arelis Aponte, Branch Manager
Chestnut Branch – 225 Chestnut St, Rochester, NY 14604
Direct Phone Number – (585) 339-1927
Email – aaponte@esl.org
Angela Kaltenbach, Branch Manager
Webster Branch – 1055 Ridge Rd, Webster, NY 14580
Direct Phone Number – (585) 339-1950
Email – akaltenbach@esl.org